Any income or job change can affect a person’s health insurance options, especially for those insured through the federal health insurance marketplace or Badgercare Plus, a health care coverage program for low-income Wisconsin residents.
If your income has changed, remember to update the information on your application. Your income may affect subsidy amounts and eligibility for Badgercare Plus.
If you are transitioning between full- and part-time employment you may gain or lose employer-sponsored health coverage. This could affect eligibility for the marketplace premium tax credits and should be reported as soon as possible.
A meeting with a navigator, who assists people in enrolling on the federal exchange, or other enrollment assister also can help seasonal workers whose incomes change stay covered for the whole year.
By accurately reporting their financial situation for the whole year, seasonal workers can remove one concern from an often too-full plate during times of transition. Encourage those you know to plan ahead. That way, when August rolls around and children are fretting over their back-to-school preparations, they won’t need to worry about health coverage.
Moving can also affect health insurance coverage. The health insurance marketplace’s open enrollment period closed in February, but there are a number of special qualifying life events that allow people a chance to enroll or change their coverage throughout the year.
Since a change in ZIP Code is considered a qualifying life event, people who move to another residence have 60 days to apply for new coverage.
You can dial 2-1-1 or visit https://localhelp.healthcare.gov/ to find a local enrollment assister or navigator, and can also contact the marketplace Call Center at 1-800-318-2596 to make changes or ask questions. Covering Kids & Families Navigators can be reached at 414-270-4677.
Consumers can apply online for health insurance coverage at healthcare.gov
- How to keep your insurance if your situation changes - July 29, 2015